When people think about lowering their bills, a lot of small purchases become suspect. Your daily Starbucks habit, at $32 per gallon if you calculated it that way, is an easy mark. A lot of people cut the cable, start eating most meals at home and buy a space heater rather than warm up the whole house.
It’s always a good idea to take a look at where you are throwing money away, and cut back where you can. But the real savings isn’t in these incremental differences between small, affordable luxuries and no luxury at all.
How a Lack of Personal Intelligence Can Cost You
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