Motorcycle Superstore Revs Its Engines w/ Accertify Chargeback Mgt. Solution

Motorcycle Superstore Revs Its Engines with Accertify Chargeback Management SolutionAccertify Drives Significant Lift in Win Rates; Dramatically Simplifies Disputes Process

CHICAGO, IL,  March 20, 2012 -- 

Accertify, a leading fraud prevention and risk management provider, and Motorcycle Superstore, the leading online motorcycle outfitter, today shared strong results of Motorcycle Superstore's deployment of Accertify's Chargeback Management Solution. This solution achieved an overall lift in chargeback win rates of 62% for Motorcycle Superstore, and also cut the number of steps involved in the resolutions process in half.

"When comparing the win rates of our chargeback disputes before and after engaging Accertify, we saw a 62% lift in performance," stated Jason Miller, Chief Technology Officer of Motorcycle Superstore. "Not only did we drive revenue and improve cash flow as a result, but this intuitive and automated solution also simplified every step of the chargeback process across all of the major card brands and processors – ultimately reducing by half the number of steps involved."

"Chargebacks present one of the biggest challenges for merchants to manage and a real threat to the bottom line," said Jeff Liesendahl, President of Accertify. "In addition to the potential direct cost, hidden expenses such as bank fees, manual efforts, product losses, and lost delivery and fulfilment delays can all have an extremely negative impact on a business. Our Chargeback Management solution simplifies this process, automatically addressing card brand and processor requirements to save our clients time, win more chargebacks, and increase top line revenue."

An industry first when launched in 2011, Accertify's Chargeback Management product is a comprehensive solution that automates all aspects of the chargeback management process from review and analysis to representment and reporting. Accertify's technology takes the hassle out of managing chargebacks and helps merchants save time, reduce manual efforts, and boost revenue recovery. Also available as a standalone product, Motorcycle Superstore chose to leverage the Chargeback Management Solution as a fully-integrated component of Accertify's data management platform, which provides them with extensive fraud fighting capabilities as well.

To request a demonstration or learn more about Accertify's Chargeback Management Solution or any other of the company's risk management products or services, pleaseContact Us at www.accertify.com.

About Accertify
Accertify Inc., a wholly owned subsidiary of American Express, based in Itasca, IL, is a leader in providing e-commerce companies with hosted software solutions, tools and strategies for preventing online fraud and mitigating enterprise-wide risks. Its Interceptas® platform integrates the various components of fraud prevention, applies state-of-the-art automation to each step in process and offers advanced capabilities for managing fraud data. Built with a merchant's perspective, Interceptas delivers flexibility in preventing fraud related to card-not-present purchases, online scams and policy abuse, merchandise returns and exchanges and other data management challenges. Accertify is committed to providing online companies with the most cost-effective solution to fraud available. For more information, visit www.accertify.com.

Union Pacific to Pay $1.5 Million for Clean Water Act Violations

News release from EPA Region 8:

Union Pacific Railroad Company to pay $1.5 million for Clean Water Act violations in Colorado, Utah and Wyoming

Company cited for oil and coal spills, inadequate prevention and planning
Contact Information: Donna Inman (303) 312-6201; Matthew Allen, (303) 312-6085
(Denver, Colo—February 9th, 2012) The U.S. Environmental Protection Agency today announced a settlement with Union Pacific Railroad Company regarding alleged violations of the Clean Water Act and the Oil Pollution Act.

This settlement resolves a Clean Water Act enforcement action against Union Pacific that involves continuing operations at 20 rail yards in Colorado, Utah, and Wyoming, as well as spills of oil and coal in 2003 and 2004 along railroad lines in all three states.

For the railyards, EPA alleges Union Pacific violated EPA’s Spill Prevention, Control, and Countermeasure (SPCC) and Facility Response Plan (FRP) regulations. These regulations are the first line of defense for preventing oil spills and providing immediate containment measures when an oil spill does occur.

“Today we have secured a settlement that will help prevent spills, protect water quality, and improve the safety of Union Pacific’s operations in 20 communities across Colorado, Utah, and Wyoming,” said Jim Martin, EPA regional administrator. “Union Pacific has already begun putting necessary measures in place and we will ensure they continue to do so.”

As part of the settlement, Union Pacific will pay a civil penalty of $1.5 million of which approximately $1.4 million will be deposited into the Oil Spill Liability Trust Fund, a fund used by federal agencies to respond to oil spills. The remaining $100,000 will be deposited in the U.S. Treasury for the coal spills and stormwater violations. In addition, the settlement requires the company to develop a management and reporting system to ensure compliance with SPCC regulations, FRP regulations, and storm water requirements at 20 rail yards in Colorado, Utah and Wyoming. Union Pacific must take further actions to control stormwater runoff at the Burnham Rail Yard in Denver, which are anticipated to prevent the discharge of approximately 2,500 pounds of chemical oxygen demand, 50 pounds of nitrate, 11,000 pounds of total suspended solids, and 30 pounds of zinc annually to waters in the Denver area.

This settlement will benefit many communities in Colorado, Utah, and Wyoming, many of which are disadvantaged, by requiring Union Pacific to install secondary containment to safely store oil and prevent oil spills from leaving its properties. Further, it will require the company to designate an environmental vice-president responsible for complying with oil spill prevention and stormwater control requirements at the 20 railyards. The majority of the 20 locations cited in the settlement are in disadvantaged areas with significant low-income and/ or minority populations.

The complaint alleges the following violations:

• ·         Six oil spills in Colorado, Utah, and Wyoming
• ·         Three coal spills in Colorado
• ·         Inadequate SPCC plans and/or inadequate SPCC plan implementation (e.g., inadequate secondary containment) at the following 20 rail yards:
  • o   Denver 36^th Street, Burnham, Denver North, East Portal Moffatt Tunnel, Grand Junction, Kremmling, Pueblo, and Rifle, all in Colorado
  • o   Helper, Ogden, Provo, Roper, Salt Lake City North, and Summit, all in Utah
    • §  Also for six rail yards in Utah, failure to provide certifications and reports for storm water pollution prevention plans (SWPPPs) as required by the Utah Multi-Sector General Permit.
• o   Bill, Buford, Cheyenne, Green River, Laramie, and Rawlins, all in Wyoming
  • §  Also for the Rawlins, Wyoming rail yard, an inadequate FRP and a failed Government Initiated Unannounced Exercise

For more information on the Clean Water Act, visit EPA's compliance web page: http://www.epa.gov/compliance/civil/cwa/index.html

For more information on Environmental Justice within EPA Region 8 please visit: http://www.epa.gov/region8/ej/index.html

Help EPA protect our nation's land, air and water by reporting violations: http://www.epa.gov/tips/